Are you a fan of Old Navy’s trendy and inexpensive clothing? Whether you enjoy the brand for its wide variety of trendy outfits, casual wear, and even infant clothes, the Old Navy Credit Card can assist you get even more out of your shopping experience.
With exclusive advantages and rewards, this card is created to make your shopping trips more gratifying. In this post, we’ll check out 5 incredible advantages of owning an Old Navy Credit Card, and why it could be the perfect addition to your wallet.
1. Earn Rewards on Every Purchase
Among the most significant perks of owning an Old Navy Credit Card is the ability to make benefits on every purchase you make. For every single dollar you invest, you’ll make points that can be redeemed for future purchases.
Typically, Old Navy cardholders make 5 points for each $1 invested at Old Navy, Gap, Banana Republic, and Athleta stores (or online). You can utilize them as benefits to save cash on your next shopping spree as soon as you’ve collected enough points.
This rewards program is a great method to develop cost savings in time, particularly if you shop at these retailers regularly. The more you shop, the more points you make, and the closer you get to a complimentary shopping spree.
You can likewise redeem your points for rewards certificates, which can be utilized in-store or online at any of the brand name’s participating stores. These certificates are generally offered in increments of $5, $10, or even more, depending upon the number of points you’ve built up.
With Old Navy using a variety of clothes and devices for kids, guys, and females, the rewards quickly build up, making it an excellent choice for families or anyone who loves to update their wardrobe season after season.
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2. Exclusive Discounts and Special Offers
Owning an Old Navy Credit Card offers you access to exclusive discounts and special deals that non-cardholders do not get.
From bonus offer points on select purchases to additional percentage-off promotions, having an Old Navy card means you’ll be the very first to understand about sales, limited-time deals, and new seasonal collections.
Whether it’s a birthday surprise or an additional 20% off clearance products, these unique benefits help you stretch your shopping budget even further.
The frequent promos and sales are among the primary factors to consider getting an Old Navy Credit Card. Cardholders typically receive invites to private sales, early access to new collections, and extra discount rate codes via email or mobile app notices.
These offers can be utilized together with other sales, giving you an even larger discount rate on your preferred products.
Furthermore, the card typically grants you access to flash sales or surprise discounts, which may be unique to cardholders for a restricted time.
These special and regular offers are a big draw for buyers who love to hunt for bargains. Having the Old Navy Credit Card suggests you never ever have to lose out on a lot once again.
3. Free Shipping on Online Orders
When you own an Old Navy Credit Card, you’ll receive complimentary shipping on your online orders, no matter the size of your purchase.
This benefit permits you to go shopping for your favorite Old Navy pieces without fretting about shipping charges eating into your budget.
Online shopping can sometimes be a discomfort, particularly when delivering expenses can accumulate, making your online order more pricey than anticipated. By utilizing your Old Navy Credit Card, you can remove that issue entirely.
No matter how little or large your order, you’ll always take pleasure in free standard shipping. This is especially useful when you’re purchasing seasonal pieces or must-have items that are hard to discover in shops.
In addition, the complimentary shipping benefit makes it a lot easier to go shopping across multiple brand names in the Gap Inc. family.
If you’re buying from Gap, Athleta, or Banana Republic, you can still delight in the complimentary shipping perk when using your Old Navy Credit Card, making it a great multi-brand card for those who love variety in their style choices.
4. Birthday Surprise: Extra Savings Just for You
As an Old Navy Credit Cardholder, you’ll take pleasure in an exclusive birthday gift from the brand. This present comes in the type of a special discount rate or additional reward points.
Old Navy normally uses cardholders a unique birthday discount rate–—frequently 20% or 30% off your next purchase or a big number of perk benefit points. This makes it easy to splurge on birthday clothing or buy something that’s been on your wishlist for a while.
Whether you’re commemorating with pals or treating yourself to a peaceful day of shopping, the Old Navy Credit Card assists guarantee you feel extra special on your birthday.
In addition to birthday discounts, cardholders can frequently get personalized deals, which could include invites to unique birthday sales. It’s the perfect way to make your birthday a lot more remarkable and treat yourself without breaking the bank.
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5. No Annual Fee
Another terrific advantage of the Old Navy Credit Card is that it comes with no annual fee. Many credit cards charge an annual cost just for owning the card; however, with the Old Navy Credit Card, you won’t have to fret about that extra expense.
With numerous installment plan cards, you may discover yourself paying a yearly fee simply for the benefit of using the card. The Old Navy Credit Card doesn’t have this additional charge, making it a more budget-friendly option for regular buyers.
This means all of the benefits and rewards, from discounts to totally free shipping, are much more important considering that you do not need to stress over paying a cost to keep the card active.
Whether you utilize the card just a couple of times a year or on every shopping trip, the lack of an annual charge indicates that the advantages are essentially complimentary for you to benefit from.
Summary
Benefit | Description |
---|---|
Earn Rewards on Every Purchase | Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic, and Athleta. Points can be redeemed for rewards certificates for future purchases. |
Exclusive Discounts & Offers | Access to exclusive sales, bonus points on select purchases, and special offers, including early access to sales and private events. |
Free Shipping on Online Orders | Enjoy free standard shipping on all online orders, regardless of the size of your purchase, when using the Old Navy Credit Card. |
Birthday Surprise | Receive a special birthday discount or bonus points as a cardholder, making your birthday shopping even more special with exclusive offers. |
No Annual Fee | The Old Navy Credit Card comes with no annual fee, making it more affordable and allowing you to enjoy all the benefits without any hidden costs. |
Conclusion: Benefits of Owning an Old Navy Credit Card
Owning an Old Navy Credit Card offers you a variety of benefits, including earning rewards on purchases, exclusive discount rates, complimentary shipping on online orders, birthday surprises, and the finest part– no yearly fee!
This card can assist you in making the most of your shopping experience if you’re a loyal Old Navy shopper who loves to save.
Why not apply for one today and start delighting in the fantastic advantages that come with being an Old Navy cardholder? Pleased shopping!

Everest Proctor is a finance expert, blogger, and author from New York. He recently graduated in finance and writes about loans, credit cards, and money management. Everest helps people understand finance and make smart financial decisions.